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IN RE BIXEL

Bankruptcy No. 97-01798-H7, Adversary No. 97-90357-H7.

215 B.R. 772 (1997)

In re Patricia J. BIXEL, Debtor. PROVIDIAN BANCORP, Plaintiff, v. Patricia J. BIXEL, Defendant.

United States Bankruptcy Court, S.D. California, San Diego Division.

December 12, 1997.

Attorney(s) appearing for the Case

Thomas J. Stolp, Law Offices of Steven J. Melmet, Santa Ana, CA, for Plaintiff.

William J. Howell, Attorney at Law, San Diego, CA, for Defendant.

Gerald Davis, Coronado, CA, Trustee.

FINDINGS OF FACT, CONCLUSIONS OF LAW, and ORDER

JOHN L. PETERSON, Bankruptcy Judge.

Debtor/Defendant Patricia J. Bixel ("Bixel") filed a voluntary Chapter 7 bankruptcy petition on February 6, 1997. On May 15, 1997, Plaintiff Providian Bancorp ("Providian") filed an adversary complaint alleging the fraudulent use of its credit card and seeking to except from discharge, pursuant to 11 U.S.C. § 523(a)(2)(A), the sum of $8,958.31. Bixel filed a timely...

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