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GUSK v. FARM BUREAU MUT. INS. CO.

No. C4-95-2421.

559 N.W.2d 421 (1997)

Scott Raymond GUSK, Respondent, v. FARM BUREAU MUTUAL INSURANCE COMPANY, Appellant.

Supreme Court of Minnesota.

March 6, 1997.

Attorney(s) appearing for the Case

Stringer & Rohleder, Ltd., A. James Dickinson, Owen L. Sorenson, Suzanne Wolbeck Kvas, St. Paul, for appellant.

Douglas G. Sauter & Associates, P.A., Douglas G. Sauter, Coon Rapids, for respondent.

Heard, considered and decided by the court en banc.

OPINION

KEITH, Chief Justice.

This case involves the legal effect of a Schmidt v. Clothier substitution on an insurer's liability for uninsured motorist coverage. Plaintiff-respondent Scott Raymond Gusk was involved in an automobile accident with an insured vehicle and an uninsured vehicle. Gusk reached a tentative settlement with the insured driver, and appellant Farm Bureau Mutual Insurance Company (Farm Bureau) substituted its draft under Schmidt...

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