MEMORANDUM OPINION
POLLY S. HIGDON, Bankruptcy Judge.
On May 24, 1996, the debtor and her non-debtor spouse signed a contract denominated "GMAC Lease Agreement" and leased a 1996 Oldsmobile Bravada. This contract obliged them to pay $385.95 each month for three years to the lessor's assignee, Central Originating Leasing Trust. The contract designated GMAC as the servicing agent for the Agreement. This Chapter 7 case was filed on April 28, 1997; an order...
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