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IN RE ETTO

Bankruptcy No. 96-40850, Adversary No. 96-4072.

210 B.R. 734 (1997)

In re Becki Sue ETTO, Debtor. FCC NATIONAL BANK dba First Card, Plaintiff, v. Becki Sue ETTO, Defendant.

United States Bankruptcy Court, N.D. Ohio.

April 9, 1997.

Attorney(s) appearing for the Case

Bruce R. Epstein, Youngstown, OH, for Plaintiff.

Becki Sue Etto, Youngstown, OH, for Debtor.

Robert A. Ciotola, Youngstown, OH, for Debtor.

Thomas L. Corroto, Youngstown, OH, trustee.

MEMORANDUM OPINION

WILLIAM T. BODOH, Bankruptcy Judge.

This cause is before the Court on the complaint of Plaintiff FCC National Bank dba First Card Visa ("Plaintiff") against Defendant Becki Sue Etto ("Defendant") seeking to determine the dischargeability of a debt pursuant to 11 U.S.C. § 523(a)(2)(A). At issue is whether Defendant willfully and intentionally made charges on Plaintiff's credit card with the fraudulent intent not to repay the incurred...

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