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JONES v. STATE FARM MUT. AUTO. INS. CO.

Nos. 1-94-2957, 1-94-3229.

682 N.E.2d 238 (1997)

289 Ill. App.3d 903

224 Ill.Dec. 677

Donna P. JONES, Guardian of the Estate of Jessica Jones, a minor, Plaintiff-Appellant, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, a corporation, Patricia C. Junious, and Harb Boury, Defendants-Appellees. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY and State Farm Fire and Casualty Company, Counterplaintiffs-Appellants, v. Nabil BOURY; Maysoon Boury; Maysoon Boury, Special Administrator of the Estate of Reena Boury, Deceased; Rannie Al-Amiri; Paul Leder, Special Administrator of the Estate of Suzanne Leder, Deceased; and Donna Jones, Guardian of the Estate of Jessica Jones, a minor, Counterdefendants-Appellees. Harb BOURY, Individually and as Independent Administrator of the Estate of Reena Boury, Deceased; Nabil Boury; Maysoon Boury; Paul Leder, Individually and as Independent Administrator of the Estate of Suzanne Leder, Deceased, Jane Leder; Hassoon Al-Amiri; Ronda Al-Amiri; and Rannie Al-Amiri, Counterplaintiffs/Cross-Appellants, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY; State Farm Fire and Casualty Company; and Donna P. Jones, Guardian of the Estate of Jessica Jones, a minor, Counterdefendants/Cross-Appellees.

Appellate Court of Illinois, First District, First Division.

June 23, 1997.

Attorney(s) appearing for the Case

Taylor, Miller, Sprowl, Hoffnagle & Merletti, Chicago (James J. Hoffnagle and Frank C. Stevens, of counsel), for appellants State Farm Mutual Automobile Insurance Company and State Farm Fire and Casualty Company.

Clifford Law Offices, Chicago (Robert A. Clifford, Richard Burke and Robert P. Sheridan, of counsel), for appellees Harb Boury, Individually and as Independent Administrator of the Estate of Reena Boury, Deceased; Nabil Boury, Maysoon Boury; Paul Leder, Individually and as Independent Administrator of the Estate of Suzanne Leder, Deceased, Jane Leder; Hassoon Al-Amiri; Ronda Al-Amiri; and Rannie Al-Amiri.

Mirabella & Kincaid, P.C., Wheaton, David A. Novoselsky & Associates, Chicago (David A. Novoselsky and Linda Bryceland, of counsel), for appellee Donna Jones, Guardian of the Estate of Jessica Jones, a minor.

Presiding Justice CAMPBELL delivered the opinion of the court:

This appeal arises out of an action brought by the plaintiff, Donna P. Jones, guardian of the Estate of Jessica Jones, a minor, seeking a declaratory judgment that certain automobile liability insurance policies issued by defendants, State Farm Mutual Automobile Insurance Company (State Farm Mutual) and State Farm Fire and Casualty Company (State Farm Fire) (collectively, the Insurance Companies), provided...

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