SHAHOOD, Judge.
In March 1991, Harold Green ("Green") applied for a home health care benefits policy with appellee, Life & Health Insurance Company of America, ("Life & Health"). The application contained a section which listed nine medical conditions and asked "Have you or your spouse within the past 5 years had or been told you have the following conditions." Next to each condition, including "kidney failure" and "chronic obstructive lung disease," Green...
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