On July 29, 1993, respondent was injured in a collision with a vehicle driven by Matthew Bujold. Respondent provided petitioner, his automobile insurance carrier, with written notice of the accident the same day. Respondent commenced a personal injury action against Bujold in November 1994. At an examination before trial on November 30, 1995, respondent learned that Bujold carried the minimum insurance coverage of $10,000/$20,000. On December...
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