The opinion of the court was delivered by D'ANNUNZIO, J.A.D.
On October 25, 1988, James Unkert was operating his Chevrolet pickup truck when his vehicle crossed into the oncoming lane and collided with a dump truck. James was immediately rendered unconscious as the result of severe head injuries, including an injury to his brain stem. The injuries rendered James incompetent, and he remains so to date. He resides in a rehabilitation institution.
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