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UNITED JERSEY BANK v. KENSEY

306 N.J. Super. 540 (1997)

UNITED JERSEY BANK AND S.H. MORTGAGE ACQUISITION, L.L.C., PLAINTIFFS-RESPONDENTS, v. KENNETH R. KENSEY AND MICHELLE KENSEY, HUSBAND AND WIFE, DEFENDANTS-APPELLANTS, AND ANNE W. ALSTER, BANK HAPOALIM AND JEFFERSON BANK, DEFENDANTS.

Superior Court of New Jersey, Appellate Division.

Decided December 23, 1997.

Attorney(s) appearing for the Case

Paul Mainardi, argued the cause for appellants (Brown & Connery, attorneys; Mr. Mainardi and Joseph A. Zechman, on the brief).

Christine D. Petruzzell, argued the cause for respondent United Jersey Bank (Wilentz, Goldman & Spitzer, attorneys; Ms. Petruzzell and Jonathan P. Falk, of counsel and on the brief).

Cory Mitchell Gray, argued the cause for respondent S.H. Mortgage Acquisition (Solomon and Weinberg, attorneys; Mr. Gray and Deborah A. Silodor, of counsel and on the brief).

Before Judges BAIME, BROCHIN and BRAITHWAITE.

The opinion of the court was delivered by BAIME, P.J.A.D.

Plaintiff United Jersey Bank (UJB) and its assignee S.H. Mortgage Acquisition, L.L.C. (S.H.Mortgage) brought this action to foreclose mortgages on three properties owned by defendants Kenneth and Michelle Kensey. The genesis of this litigation was defendants' purchase of several properties from Gerald Katzoff, a bank customer. Katzoff had suffered severe financial losses and was attempting to reduce the substantial...

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