IN RE HARRIS

Bankruptcy No. 96-4739-BKC-3P7, Adversary No. 96-587.

210 B.R. 617 (1997)

In re Daniel Wayne HARRIS, Debtor. AT & T UNIVERSAL CARD SERVICES CORP., a Delaware corporation, Plaintiff, v. Daniel Wayne HARRIS, Defendant.

United States Bankruptcy Court, M.D. Florida, Jacksonville Division.

July 14, 1997.


Attorney(s) appearing for the Case

Lance P. Cohen, Jacksonville, FL, for Plaintiff.

Daniel Wayne Harris, Jacksonville, FL, pro se.


FINDINGS OF FACT AND CONCLUSIONS OF LAW

GEORGE L. PROCTOR, Bankruptcy Judge.

This proceeding came before the Court on a complaint to determine dischargeability of debt pursuant to 11 U.S.C. § 523(a)(2). After a trial on July 9, 1997, the Court enters the following findings of fact and conclusions of law:

FINDINGS OF FACT

1. Defendant is 34 years old and has a college education. Defendant has sixteen years of work experience...

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