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  5. 563 N.W.2d 197 (1997)
 

DILLY v. GRINNELL SELECT INS. CO.

No. 96-45.

563 N.W.2d 197 (1997)

Jason DILLY, Appellant, v. GRINNELL SELECT INSURANCE COMPANY, Appellee.

Court of Appeals of Iowa.

March 28, 1997.

Attorney(s) appearing for the Case

David S. Wiggins of Wiggins, Anderson & Conger, P.C., West Des Moines, for appellant.

Rustin T. Davenport and C. Bradley Price of De Vries, Price & Davenport, Mason City, for appellee.

Considered by HABHAB, C.J., and HUITINK and STREIT, JJ.

HABHAB, Chief Judge.

Jason Dilly is the son of Dennis and Carol Dilly. Jason owned a 1985 Chevrolet Camaro. He did not carry insurance on this vehicle. Dennis and Carol had an automobile insurance policy with Grinnell Select Insurance Company for two vehicles owned by them, a 1991 Pontiac Sunbird and a 1978 Ford half ton pickup.

In the late evening hours of October 17 or the early morning hours of October 18, 1992...

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