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CARNEIRO DA CUNHA v. STANDARD FIRE INS./AETNA FLOOD INS.

Nos. 96-4308, 96-4309.

129 F.3d 581 (1997)

Jose Maria CARNEIRO DA CUNHA and Ivy Carneiro Da Cunha, Plaintiffs-Appellants, v. The STANDARD FIRE INSURANCE COMPANY/AETNA FLOOD INSURANCE PROGRAM, Defendant-Appellee. Marsha G. MADORSKY and Jeffrey Rothstein, Plaintiffs-Appellants, v. The STANDARD FIRE INSURANCE COMPANY/AETNA FLOOD INSURANCE PROGRAM, Defendant-Appellee. Jay Allen SIEGEL, Plaintiff, Lois H. Siegel, Plaintiff-Appellant, v. The STANDARD FIRE INSURANCE COMPANY/AETNA FLOOD INSURANCE PROGRAM, Defendant-Appellee. Irving GETZ and Joan Getz, Plaintiffs-Appellants, v. The STANDARD FIRE INSURANCE COMPANY/AETNA FLOOD INSURANCE PROGRAM, Defendant-Appellee. Irwin ADLER and Helene Adler, Plaintiffs-Appellants, v. STATE FARM FIRE AND CASUALTY COMPANY, Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

December 1, 1997.

Attorney(s) appearing for the Case

Andrew Hall, Douglas M. Horn, Miami, FL, for Plaintiffs-Appellants.

Paul C. Kessler, Edward D. Schuster, Kessler, Massey, Catri, Holton & Kessler, P.A., Ft. Lauderdale, FL, for Defendant-Appellee in 96-4308.

Richard Joseph Suarez, Hardeman & Suarez, Miami, FL, Richard A. Warren, South Miami, FL, for Defendant-Appellee in 96-4309.

Before CARNES, Circuit Judge, and KRAVITCH and REAVLEY, Senior Circuit Judges.

REAVLEY, Circuit Judge:

We address in this opinion two separate appeals which raise similar issues. In case No. 96-4308, Jose and Ivy Carneiro Da Cunha, Marsha Madorsky and Jeffrey Rothstein, Irving and Joan Getz, and Lois Siegel, plaintiffs below, appeal a summary judgment in favor of Standard Fire Insurance Company/Aetna Flood Insurance Program (Aetna). In case No. 96-4309, Irwin and Helene Adler, plaintiffs below, appeal a summary judgment in favor of State Farm...

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