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MATTER OF McDONALD

No. 97-1054.

118 F.3d 568 (1997)

In the Matter of April L. McDONALD, Debtor-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided July 18, 1997.

Attorney(s) appearing for the Case

William A. Chatterton (argued), Ross & Chatterton, Madison, WI, for Trustee-Appellee.

Dean M. Jeske (argued), Foley & Lardner, Chicago, IL, Kenneth J. Doran, Madison, WI, for Debtor-Appellant.

Before CUDAHY, COFFEY, and EASTERBROOK, Circuit Judges.

EASTERBROOK, Circuit Judge.

Chapter 13 of the Bankruptcy Code permits a debtor with a regular income to reschedule payments. Creditors receive a portion of the debtor's income for a fixed time, at the end of which the debtor receives a discharge. Consolidation can assist both debtors and creditors. The attraction to debtors of a single monthly payment and eventual discharge is obvious. A Chapter 13 plan is an improvement from creditors' perspective only if the easier...

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