Ordered that the order is reversed insofar as appealed from, on the law, with costs, and the motion is denied.
We disagree with the defendant's contention that the plaintiffs lack standing to maintain this action. "A party who is not privy to an insurance contract but would nevertheless benefit from the insurance policy may bring a declaratory judgment action to determine whether the insurer owes a defense and/or coverage under the policy" (Tepedino v Zurich-American...
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