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IN RE COATS

Bankruptcy No. 96-03785-M, Adversary No. 97-0008-M.

214 B.R. 397 (1997)

In re Carla Rae COATS, SS # 442-66-9408, Debtor. Carla Rae COATS, Plaintiff, v. NEW JERSEY HIGHER EDUCATION ASSISTANCE AUTHORITY, Nebraska Student Loan Program, Inc., Oklahoma Regents for Higher Education, Winham Prof., Nebraska Student Loan Nationwide Credit, and, U.S. Department of Education, Defendants.

United States Bankruptcy Court, N.D. Oklahoma.

October 21, 1997.

Attorney(s) appearing for the Case

Christopher Thrutchley, Tulsa, OK, for Carla Coats.

Mac D. Finlayson, Tulsa, OK, for New Jersey Higher Educ. Assistance Authority and Nebraska Student Loan.

Loretta F. Radford, Tulsa, OK, for U.S. Dept. of Educ.

Regina Switzer and Craig E. Fugleberg, Oklahoma City, OK, for Oklahoma Regents for Higher Educ.

MEMORANDUM OPINION

TERRENCE L. MICHAEL, Bankruptcy Judge.

THIS MATTER comes before the Court pursuant to the Complaint filed herein. Trial on the merits was held on August 25, 1997. Plaintiff Carla D. Coats ("Plaintiff" or "Coats") appeared personally and through her attorney, Christopher Thrutchley. Defendants New Jersey Higher Education Assistance Authority ("NJHEAA") and Nebraska Student Loan Program ("NSLP") appeared through their attorney, Mac...

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