CARL L. BUCKI, Bankruptcy Judge.
Wegmans Food Markets, Inc., operates a chain of grocery stores which accord check cashing privileges to those customers who are members of a shoppers club. Among these members was Stanley Smith, for whom Wegmans cashed nine personal checks drawn on his own account during the period between November 26 and December 1 of 1994. Altogether these checks totaled $245, with the largest being in the amount of $40. Due to insufficient funds...
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