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IN RE HURLEY

BAP No. 97-6058 SI.

215 B.R. 391 (1997)

In re Michael E. HURLEY, Jamie D. Hurley, Debtors. GREENWOOD TRUST COMPANY and Discover Card Services, Inc., Appellants, v. Michael Edward HURLEY, Appellee.

United States Bankruptcy Appellate Panel of the Eighth Circuit.

Decided December 19, 1997.

Attorney(s) appearing for the Case

Mark Arnold, St. Louis, MO, Richard A. Davidson, Davenport, IA, for appellant.

Steven R. Hahn, Burlington, IA, for appellee.

Before KRESSEL, SCHERMER and DREHER, Bankruptcy Judges.

SCHERMER, Bankruptcy Judge.

This is the second appeal by Greenwood Trust Company and Discover Card Services, Inc. ("Discover Card") of a bankruptcy court's determination that Discover Card's practice of sending an informational copy of a reaffirmation proposal directly to a debtor who is represented by counsel violated Iowa's Consumer Credit Code. Consistent with this Court's decision in Greenwood Trust Co. v. Smith, 212 B.R. 599

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