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JANG v. A.M. MILLER AND ASSOCIATES

Nos. 96-3173, 96-3174.

122 F.3d 480 (1997)

Betty Y. JANG, individually and on behalf of all others similarly situated, Plaintiff-Appellant, v. A.M. MILLER AND ASSOCIATES, a Minnesota Corporation, Defendant-Appellee. Jeffrey L. GAMMON, individually and on behalf of all others similarly situated, Plaintiff-Appellant, v. GREAT LAKES COLLECTION BUREAU, INCORPORATED and Novus Credit Card Services, a Delaware Corporation, doing business as Discover Card Services, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided August 27, 1997.

Attorney(s) appearing for the Case

James Shedden (argued), David J. Philipps, Catherine Lee Gemrich, Michael S. Hilicki, Beeler, Schad & Diamond, Chicago, IL, for Plaintiffs-Appellants.

Melissa A. Murphy-Petros (argued), Clausen Miller, P.C., Chicago, IL, Lawrence T. Hofmann, Zelle & Larson, Minneapolis, MN, Scott C. Frost, Alan I. Ehrenberg, Blatt, Hasenmiller, Leibsker, Moore & Pellettieri, Chicago, IL, for defendant-appellee A.M. Miller and Associates.

Melissa A. Murphy-Petros (argued), Edward M. Kay, James T. Ferrini, Susan Condon, Clausen Miller, P.C., Chicago, IL, for defendant-appellee Great Lakes Collection Bureau, Inc.

Paul B. Uhlenhop, Charles J. Risch, Paul M. Weltlich, Lawrence, Kamin, Saunders & Uhlenhop, Chicago, IL, for defendant-appellee Novus Credit Card Services.

Before COFFEY, KANNE and ROVNER, Circuit Judges.

ILANA DIAMOND ROVNER, Circuit Judge.

Betty Jang and Jeffrey Gammon filed nearly identical class action complaints against two collection agencies that sent them dunning letters on behalf of Discover Card for alleged outstanding credit card debts. Jang and Gammon complained that although the dunning letters technically complied with the Fair Debt Collection Practices Act, they were misleading because the collection agencies never intended to fully comply with the statutory...

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