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NEWMAN v. BOEHM, PEARLSTEIN & BRIGHT, LTD.

Nos. 96-2839, 96-2841.

119 F.3d 477 (1997)

Terrence NEWMAN and Michelle Newman, Plaintiffs-Appellants, v. BOEHM, PEARLSTEIN & BRIGHT, LIMITED, Defendant-Appellee. David J. RITER and Kathy Riter, Plaintiffs-Appellants, v. MOSS & BLOOMBERG, LIMITED, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided July 2, 1997.

Rehearing Denied September 12, 1997.

Attorney(s) appearing for the Case

Carlo G. D'Agostino, Chicago, IL, James Shedden, David J. Philipps (argued), Steven J. Tomiello, Catherine Lee Gemrich, Beeler, Schad & Diamond, Chicago, IL, for Plaintiffs-Appellants in No. 96-2839.

Daniel F. Konicek (argued), Connelly & Schroeder, Geneva, IL, for Defendants-Appellees.

Joanne Faulkner, New Haven, CT, for Amicus Curiae National Association of Consumer Advocates, Inc., National Consumer Law Center, Inc., Consumer Law Center of the South.

Arthur L. Klein, Michael C. Kim, Allan Goldberg, David M. Bendoff, Arnstein & Lehr, Chicago, IL, Thomas J. Hindman, Lauren C. Groh, Orten, Hindman & Jordan, Denver, CO, Stephen M. Marcus, Marcus, Goodman, Emmer & Brooks, Braintree, MA, for Amicus Curiae Community Associations Institute.

Charles M. Steinberg, Chicago, IL, for Amicus Curiae Near North Association of Condominium Presidents.

James Shedden, David J. Philipps (argued), Catherine Lee Gemrich, Michael S. Hilicki, Beeler, Schad & Diamond, Chicago, IL, for Plaintiffs-Appellants in No. 96-2841.

Before CUDAHY, ROVNER, and EVANS, Circuit Judges.

ILANA DIAMOND ROVNER, Circuit Judge.

The question presented by these appeals, one of first impression in the circuits, is whether an assessment owed to a home-owners or condominium association qualifies as a "debt" under the Fair Debt Collection Practices Act (the "FDCPA" or "Act"), 15 U.S.C. §§ 1692 et seq. Guided by our recent decision in Bass v. Stolper, Koritzinsky, Brewster & Neider, S.C., 111 F.3d 1322

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