MEMORANDUM OPINION
ARTHUR B. BRISKMAN, Bankruptcy Judge.
This matter came before the Court on Paulette R. Holmes Complaint to Determine Dischargeability of Debt pursuant to the United States Bankruptcy Code § 523(a)(8)(B). Appearing before the Court were David McFarlin, counsel for Plaintiff/Debtor, Paulette R. Holmes; and Mike Tessitore, counsel for United Student Aid Funds, Inc. as successor in interest to Sallie Mae Loan Servicing Center....
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