FINNEY, Chief Justice:
Appellant filed a declaratory judgment action against respondent S.C. Farm Bureau to conform several insurance policies to provide underinsured coverage. Respondent answered in defense that the action was barred by the three-year statute of limitations under S.C.Code Ann. § 15-3-530 (Supp.1995) and moved for dismissal. The trial judge granted respondent's motion to dismiss on the basis that the action was barred by the statute of limitations...
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