OPINION AND ORDER1
JOHN J. THOMAS, Bankruptcy Judge.
Both parties have framed the issue as to whether Health Education Assistance Loans ("HEAL") of the Defendant are subject to the unconscionability standard found in 42 U.S.C. § 292f(g) (conditions for discharge of debt in bankruptcy) rendering those loans nondischargeable in the instant bankruptcy. That section in its entirety provides as follows:
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