A laundromat owned by McMillian/McMillian, Inc. (M/M) burned down. Believing the fire had been deliberately set, Monticello Insurance Company denied coverage under a policy exclusion for incendiary fires, and M/M sued Monticello for breach of contract. Monticello filed a third-party claim for indemnification against M/M's president, David McMillian, asserting McMillian set the fire himself. After McMillian...
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