JEANNE C. LEMELLEDO, ON BEHALF OF HERSELF AND ALL OTHERS SIMILARLY SITUATED, PLAINTIFF-RESPONDENT,
v.
BENEFICIAL MANAGEMENT CORP. OF AMERICA AND BENEFICIAL NEW JERSEY, INC., DEFENDANTS-APPELLANTS.
The Supreme Court of New Jersey.https://leagle.com/images/logo.png
Argued February 18, 1997.
Decided July 3, 1997.
Attorney(s) appearing for the Case
Burt M. Rublin, a member of the Pennsylvania bar, argued the cause for appellants (Archer & Greiner, attorneys; Sean T. O'Meara, on the briefs).
Michael D. Donovan, a member of the Pennsylvania bar, argued the cause for respondent (Tomar, Simonoff, Adourian, O'Brien, Kaplan, Jacoby & Graziano, attorneys; Charles N. Riley, on the letter brief).
Gail M. Lambert, Deputy Attorney General, argued the cause for amicus curiae Attorney General of New Jersey, Peter Verniero, Attorney General, attorney; Andrea M. Silkowitz, Assistant Attorney General, and Jeffrey C. Burstein, Deputy Attorney General, of counsel.
Melville D. Miller, Jr., President, argued the cause for amicus curiae Legal Services of New Jersey (Mr. Miller, attorney; Mr. Miller and Dawn Miller, on the brief).
Clark E. Alpert submitted briefs on behalf of amicus curiae The Mortgage Bankers Association of New Jersey (Alpert & Levy, attorneys; Mr. Alpert and E. Robert Levy, of counsel).
Jonathan Romberg submitted a brief on behalf of amicus curiae Seton Hall Law School Center for Social Justice.
Madeline L. Houston submitted a brief amicus curiae, pro se.
The Supreme Court of New Jersey.
The opinion of the Court was delivered by HANDLER, J.
"Loan packing" refers to a practice on the part of commercial lenders that involves increasing the principal amount of a loan by combining the loan with loan-related services, such as credit insurance, that the borrower does not want. In this case, a borrower secured a commitment from a commercial lender to provide a loan to defray the costs of college tuition for the...
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