Argued and Submitted August 5, 1996, as to the Appellant.
LEAVY, Circuit Judge:
A judgment lien creditor appeals from a decision of the Bankruptcy Appellate Panel ("BAP") upholding the bankruptcy court's ruling in favor of the debtors. We have jurisdiction under 28 U.S.C. § 158(d), and we affirm.
FACTS AND PRIOR PROCEEDINGS
The BAP summarized the relevant facts as follows:
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