MEMORANDUM DECISION AND ORDER
PARKER, District Judge.
In an order dated July 24, 1996, Bankruptcy Judge Adlai S. Hardin, Jr. found that Linda Welch's debt of $5067.53 to Citicorp National Credit & Mortgage Services for Citibank, N.A. ("Citibank") did not fall into any of the exceptions to discharge set forth in 11 U.S.C. § 523(a), and dismissed Citibank's complaint with prejudice. Judge Hardin, pursuant to 11 U.S.C. § 523(d), also awarded Welch...
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