IN RE NEPIL

Bankruptcy No. 96-22757 (NLW).

206 B.R. 72 (1997)

In re Ludwig NEPIL, Susan Nepil, Debtors.

United States Bankruptcy Court, D. New Jersey.

March 18, 1997.


Attorney(s) appearing for the Case

Dean G. Sutton by Dean G. Sutton, Sparta, N.J., for Debtor.

Federman & Phelan, P.C. by Danielle Cascarino, Stuard Minion, Westmont, NJ, for Mellon Mortgage Company.


OPINION

NOVALYN L. WINFIELD, Bankruptcy Judge.

This matter comes before the Court on Mellon Mortgage Company's ("Mellon") motion to vacate the automatic stay as to real property owned by Ludwig and Susan Nepil (collectively, "Debtors") pursuant to 11 U.S.C. § 362(d). The primary issue presented is whether, under §§ 1322(c)(2) and 1325(a)(5) of the Bankruptcy Code, the debtors may pay off a foreclosure judgment over the life of their...

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