LYNCH, Circuit Judge.
One novel issue under Mass. Gen. Laws ch. 93A is presented by this appeal: May a chapter 93A § 11 claimant be awarded attorney's fees where the only "adverse effects" it suffers from the violation are the incurring of valid bills which it does not pay because it is unable to do so? We answer this question in the affirmative in light of Massachusetts precedent and the policy behind the attorney's fees provisions of chapter 93A.
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