PERRY, Judge.
This is an automobile insurance case concerning underinsured motorist (UIM) coverage and medical payment coverage. Asserting that certain provisions of the policy issued by Farm Bureau Mutual Insurance Company of Idaho, Inc., are ambiguous and should be construed in his favor, Jed Baker appeals from the district court's order granting summary judgment to Farm Bureau. For the reasons set forth below, we affirm.
I.
BACKGROUND
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