FINDINGS OF FACT AND CONCLUSIONS OF LAW
GEORGE L. PROCTOR, Bankruptcy Judge.
This proceeding came before the Court on a Complaint to Determine Dischargeability of Consumer Debt. Upon the evidence offered at trial on October 16, 1996 and November 26, 1996, the Court makes the following findings of fact and conclusions of law:
FINDINGS OF FACT
1. Defendant is twenty-three (23) years old and has a high school education. Plaintiff...
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