SHEVIN, Judge.
American Reliance Insurance Co. ["ARI"] appeals a final judgment entered by the trial court after denying ARI's motion to amend its answer and affirmative defenses to assert coverage defenses. We reverse.
Kiet Investments, Inc., and the other appellee companies (collectively "insureds"), owned seventeen commercial properties insured by ARI under one policy. ARI paid 1.2 million dollars on claims submitted for damage caused by Hurricane Andrew...
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