Justice RATHJE delivered the opinion of the court:
On April 4, 1996, the plaintiff, Merchants Bank, filed a mortgage foreclosure action naming as defendants William Guy Roberts, Jr., Joy M. Roberts, his wife, and Merchants National Bank, as trustee of trust No. 2882. Additional defendants are not parties to this appeal. The above-named defendants were defaulted, and, on July 19, 1996, the trial court entered a judgment of foreclosure. The order provided that the last...
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