MEMORANDUM OPINION
PAYNE, District Judge.
Milton E. Jones seeks damages and injunctive relief from Saxon Mortgage, Inc. ("Saxon") and Texas Commercial Bank ("TCB") for alleged violations of the Truth In Lending Act ("TILA"), 15 U.S.C. § 1601 et seq., and for alleged violations of Virginia's fraud and usury laws. Saxon and TCB have moved to dismiss the action pursuant to Fed.R.Civ.P. 12(b)(1) & (6). For the reasons set forth below, their motion...
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