PUDLOWSKI, Judge.
Appellants appeal the ruling of the trial court granting summary judgment to the respondent. Appellants claim that the insurance policy (Shelter policy) provided by the respondent is in violation of the Motor Vehicle Financial Responsibility Law (MVFRL) as well as the public policy of Missouri. Appellants assert that the Shelter policy is both an owner's and an operator's policy, and that it violates the requirements of an operator's policy as laid...
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