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COUNTRY MUT. INS. CO. v. PEOPLES BANK

No. 4-96-0024.

675 N.E.2d 1031 (1997)

286 Ill. App.3d 356

221 Ill.Dec. 607

COUNTRY MUTUAL INSURANCE COMPANY, Plaintiff-Appellee, v. The PEOPLES BANK, Special Administrator of the Estate of Louise Osborn, Deceased, Matthew Augsburger, Sarah Augsburger, and Youth Services of Mid-Illinois, Inc., a Corporation, Defendants-Appellants.

Appellate Court of Illinois, Fourth District.

Decided January 28, 1997.

Attorney(s) appearing for the Case

Mike McElvain (argued), Law Office of Mike McElvain, Bloomington, for Matthew Augsburger, Sarah Augsburger.

John L. Morel (argued), John L. Morel, P.C., Bloomington, for Country Mutual Insurance Co.

Justice GREEN delivered the opinion of the court:

This case concerns the meaning of an exclusionary provision of a homeowner's insurance policy issued by plaintiff Country Mutual Insurance Company (Country Mutual) to defendants Matthew and Sarah Augsburger. That provision stated:

"Liability, Coverage A, does not apply to: * * * * * * 5. bodily injury to you and, if residents of your household, your relatives, and individuals under 21 in...

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