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NAT. UNION FIRE INS. CO. v. FISHER

No. 190, 1996.

692 A.2d 892 (1997)

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, Defendant Below, Appellant, v. John FISHER, Plaintiff Below, Appellee.

Supreme Court of Delaware.

Decided: April 10, 1997.

Attorney(s) appearing for the Case

William J. Cattie, III (argued), and Barbara A. Fruehauf of Heckler & Cattie, Wilmington, for Appellant.

Richard A. Zappa of Young, Conaway, Stargatt & Taylor, Wilmington, for Appellee.

Before VEASEY, C.J., WALSH, HOLLAND, HARTNETT and BERGER, JJ., constituting the Court en Banc.

VEASEY, Chief Justice:

In this appeal, we hold that an individual must be either within a reasonable geographic perimeter of an insured vehicle or engaged in a task related to the operation of the vehicle at the time injuries are sustained in order to qualify as an "occupant" of that vehicle for purposes of Personal Injury Protection ("PIP") and Uninsured Motorist/Underinsured Motorist ("UM/UIM") insurance. Therefore, a police...

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