MEMORANDUM OPINION AND ORDER
CASTILLO, District Judge.
Plaintiff Gulender Ozkaya filed this putative class action on May 30, 1997, alleging that defendant Telecheck Services, Inc. violated the Fair Debt Collection Practices Act ("FDCPA" or "the Act"). Ozkaya claims that her right to dispute a car repair debt was overshadowed by language Telecheck used in a dunning letter, and by the fact that Telecheck obscured the date of the letter in a
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