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MASSEY v. CONGRESS LIFE INS. CO.

No. 96-6635.

116 F.3d 1414 (1997)

James D. MASSEY; Robert A. Massey, Plaintiffs-Appellees, v. CONGRESS LIFE INSURANCE COMPANY; Insurers Administrative Corporation, Defendants-Appellants.

United States Court of Appeals, Eleventh Circuit.

July 10, 1997.

Attorney(s) appearing for the Case

Philip J. Carroll, III, Bradley Arant Rose & White, Birmingham, AL, for Defendants-Appellants.

Edward L. Hardin, Jr., Jeffery Glenn Blackwell, Hardin & Hawkins, Birmingham, AL, for Plaintiffs-Appellees.

Before BLACK, Circuit Judge, and FAY and ALARCON, Senior Circuit Judges.

BLACK, Circuit Judge:

The present case arises out of the termination of health insurance policies held by James D. Massey and Robert A. Massey for failure to pay the premiums prior to the due date or expiration of the grace period. The insurance policies at issue were underwritten by Congress Life Insurance Company (Congress) and administered by Insurers Administrative Corporation (IAC). After termination of the policies, the Masseys sued Congress and IAC for breach...

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