OPINION
RICHARDS, Justice.
This is an appeal from the trial court's grant of summary judgment in favor of the insured in an insurance coverage declaratory judgment action. Appellee Kelley-Coppedge, Inc. (KCI) purchased a commercial general liability insurance policy from appellant Highlands Insurance Co. (Highlands). Subsequently, a KCI employee, while working on an easement owned by a KCI client, struck a crude oil pipeline causing the discharge of approximately...
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