STEWART, Circuit Judge:
This case requires us to determine the scope of Mississippi's Uninsured Motorist Act (UM Act). Bradley Boatner went to Honduras on a humanitarian mission and was killed as he rode in the back of a flatbed truck. Both the owner and the driver of the truck were uninsured. Boatner's parents sought payment from Atlanta Speciality Insurance Company (Atlanta Speciality) pursuant to the uninsured motorist endorsement in the Boatners' automobile policy...
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