BENHAM, Chief Justice.
Appellant/cross-appellee Zobrist is the widow of Stephen J. Zobrist, who was formerly married to appellee/cross-appellant Bennison and was the father of her three children. The divorce decree required Mr. Zobrist to designate his children as beneficiaries of two life insurance policies ($40,000 and $395,000) available to him through his employer, and forbade him voluntarily to reduce the amount of coverage. When his employment ended due to his...
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