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BENEFICIAL NORTH CAROLINA, INC. v. STATE EX REL. NORTH CAROLINA STATE BANKING COM'N

No. COA96-566.

484 S.E.2d 808 (1997)

BENEFICIAL, NORTH CAROLINA, INC., Petitioner/Appellant, v. STATE of North Carolina ex. rel. The NORTH CAROLINA STATE BANKING COMMISSION, Respondent/Appellee, v. Gloria DELOATCH, Respondent/Intervenor/Appellee.

Court of Appeals of North Carolina.

May 6, 1997.

Attorney(s) appearing for the Case

The Sanford Law Firm by Kurt E. Lindquist II, Charlotte, and Deanna L. Davis, Raleigh, for petitioner-appellant.

Attorney General Michael F. Easley by Assistant Attorney General L. McNeil Chestnut and Assistant Attorney General Philip A. Lehman, for respondent-appellee.

North Carolina Justice and Community Development Center by Robert M. Schofield, Raleigh, for respondent-intervenor-appellee.

McGEE, Judge.

This appeal arises from an application by Beneficial North Carolina, Inc. (BNCI) under the North Carolina Consumer Finance Act (CFA), N.C. Gen.Stat. section 53-164 et seq., to sell a form of non-credit disability insurance known as Liberator Income Protector Plan (LIPP) in conjunction with its consumer loan business.

On 3 March 1993, BNCI applied to the Commissioner of Banks for North Carolina (Commissioner) for other business authority...

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