ORDER
KOZINSKI, Circuit Judge.
The opinion filed January 17, 1997, is withdrawn, and the attached opinion is substituted therefor.
OPINION
Robert Steve Turman was convicted of conspiracy, wire fraud, mail fraud and money laundering, all stemming from his participation in a complex loan fraud scheme. From 1985 to 1988, Turman and his co-conspirators Milton Mende, Samuel Longo and Jackson...
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