DOMTAR, INC. v. NIAGARA FIRE INS. CO.

Nos. C0-95-2626, C7-95-2638 and C9-95-2673.

563 N.W.2d 724 (1997)

DOMTAR, INC., Appellant (C9-95-2673), Respondent (C0-95-2626, C7-95-2638), v. NIAGARA FIRE INSURANCE COMPANY, et al., Appellants (C7-95-2638), Respondents (C0-95-2626, C9-95-2673), Canadian General Insurance Company, et al., Respondents, Certain Underwriters at Lloyd's of London, et al., Appellants (C0-95-2626), Respondents (C7-95-2638, C9-95-2673).

Supreme Court of Minnesota.

May 29, 1997.


Attorney(s) appearing for the Case

Briggs & Morgan, Douglas L. Skor & Scott G. Knudson, St. Paul, Zevnik Horton Guibord & McGovern LLP, Paul Anton Zevnik & John Osborne, Washington, DC, for Appellant/Respondent Domtar, Inc.

Moore, Costello & Hart, Larry Hanson, St. Paul, for Respondent Canadian General Ins. Co. & Scottish and York Ins. Corp., Ltd.

Arthur, Chapman, McDonough, Kettering & Smetak P.A., Thomas A. Pearson, Minneapolis, for Appellants/Respondents Niagara Fire Ins. Co. & Continental Ins. Co.

Oppenheimer Wolff & Donnelly, Thomas P. Kane & Kenneth H. Podpeskar, St. Paul, Lord, Bissel & Brook, Gary W. Westerberg & Joseph A. Hinkhouse, Chicago, IL, for Respondents/Appellants Certain Underwriters at Lloyd's of London & World Auxiliary Ins. Co.

Hubert H. Humphrey, III, Attorney General, John K. Lampe, Assistant Attorney General, St. Paul, for amicus curiae State.

Bassford, Lockhart, Truesdell & Briggs, P.A., Charles E. Lundberg, Mineapolis, Wiley, Rein & Fielding, Laura A. Foggan, Lon A. Berk & Luis de la Torre, Washington, DC, for amicus curiae Insurance Environmental Litigation Ass'n.

Austin & Abrams, P.A., Jerome B. Abrams, Fredrikson & Byron, Thomas Fraser & Richard Snyder, Minneapolis, for amicus curiae Certain Insurers of Minnesota Mining & Manufacturing Co.

Zelle & Larson, LLP, Dale I. Larson, James S. Reece & Sandra Wallace, Maslon Edelman Borman & Brand, Gary J. Haugen, David F. Herr & R. Lawrence Purdy, Minneapolis, for amicus curiae Minnesota Mining & Manufacturing Co.

Heard, considered, and decided by the court en banc.


OPINION

KEITH, Chief Justice.

This case presents several issues regarding the scope of comprehensive general liability insurance for environmental contamination. Domtar, Inc. initiated this action against fifteen insurers in 1991, seeking: (1) a declaration that its insurers are obligated to indemnify Domtar for environmental damage arising from Domtar's operation of a tar refining plant at the St. Louis River/Interlake/Duluth Tar Site ("the Site"); (2)...

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