BENAVIDES, Circuit Judge:
This appeal involves a bankruptcy court's application of res judicata (claim preclusion) to dismiss a creditor's nondischargeability complaint under Section 523(a)(2)(A) of the Bankruptcy Code. 11 U.S.C. § 523(a)(2)(A). Section 523(a)(2)(A) permits creditors to challenge the dischargeability in bankruptcy of "any debt ... for money ... to the extent obtained by ... false pretenses, a false representation, or actual fraud...." Id....
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