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MILLER v. PAWN WORLD, INC.

2960965.

705 So.2d 467 (1997)

Richard A. MILLER v. PAWN WORLD, INC., and Jeff Bearden.

Court of Civil Appeals of Alabama.

October 17, 1997.

Attorney(s) appearing for the Case

Edward L. Hardin, Jr., and Bernard D. Nomberg of Hardin & Hawkins, Birmingham, for appellant.

John Martin Galese and Jeffrey L. Ingram of John Martin Galese, P.A., Birmingham, for appellees.

MONROE, Judge.

This is an appeal of a summary judgment.

On January 19, 1995, Richard A. Miller signed a loan agreement (or "pawn ticket") with Pawn World, Inc., by which Miller borrowed $500 and provided title to his 1986 BMW automobile as collateral. The agreement stated in part the following:

"In consideration of said loan, the undersigned grants irrevocably to the Lender, upon forfeiture of the loan, full title and ownership of property, with express...

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