CRAWLEY, Judge.
In July 1995, Vivian Garner sued JMIC Life Insurance Company, Inc.; Fidelity Warranty Services, Inc.; Gulf Coast Motor Sales Inc., d/b/a Palmer's Airport Toyota; Stacy Hill; and several fictitiously named defendants. She alleged that Hill, while acting as an agent of JMIC and of Palmer's Airport Toyota, an automobile dealership, sold her a credit disability insurance policy without her knowledge or consent. She further alleged that Hill, while acting...
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