FINDINGS OF FACT, CONCLUSIONS OF LAW, and ORDER
JOHN L. PETERSON, Bankruptcy Judge.
In this adversary proceeding, after due notice, trial was held on December 2, 1996, on the Complaint to Determine Debt to be Nondischargeable filed by Plaintiff, Ethan D. Brown ("Brown") against Debtor/Defendant, Philip Simonis ("Simonis"), on May 6, 1996. The complaint alleges several grounds for non-dischargeability of Brown's claims. At trial, however, Brown presented...
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