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IN RE PENA

BAP No. AZ-96-1568-HJR, Bankruptcy No. 94-6053-PHX-CGC, Adversary No. 94-994.

207 B.R. 919 (1997)

In re Ernest J. PENA, Jr. and Julie Pena, Debtors. UNITED STUDENT AID FUNDS, INC., Appellant, v. Ernest J. PENA, Jr. and Julie Pena, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided April 11, 1997.

Attorney(s) appearing for the Case

Madeleine C. Wanslee, Gust Rosenfeld P.L.C., Phoenix, AZ, for United Student Aid Funds.

Ernest J. Pena, Jr., Julie Pena, Phoenix, AZ, in pro per.

Before: HAGAN, JONES, and RUSSELL, Bankruptcy Judges.

OPINION

HAGAN, Bankruptcy Judge:

INTRODUCTION

The United Student Aid Funds, Inc. ("Appellant") appeals a judgment granting the Debtors, Ernest J. Pena, Jr. and Julie Pena ("Debtors") a hardship discharge of Ernest J. Pena's student loan. The Debtors appear as Appellees. We AFFIRM.

FACTS

The Debtors filed their voluntary petition for relief under chapter 7 of title...

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