MEMORANDUM OPINION
TERRENCE L. MICHAEL, Bankruptcy Judge.
THIS MATTER comes before the Court pursuant to the Motion to Avoid a Lien of Beneficial Oklahoma, Inc. (the "Motion") filed by Jerry Don Payne ("Mr. Payne") and Carolyn Sue Payne ("Ms. Payne"), Debtors herein, on August 29, 1997. In the Motion, debtors request an order of the Court avoiding the lien of Beneficial Oklahoma, Inc. ("Beneficial") on certain hand tools and two lawn mowers which Debtors...
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